Meet Our Team

Joseph A. Cooper is a life-long technologist with a proven track record of bringing innovation to multiple industries and marketplaces. His deep experience in financial systems and network architecture led to his founding of the first company in the US to provide subscription-based vulnerability assessment and penetration testing solutions to financial institutions globally. A noted expert in this field, Joseph has spoken internationally on the topic as well as collaborated with multiple regulatory agencies to put in place what are common best practices today. His work in the legal and regulatory arena led to his most recent startup, Justice For Me. Leveraging his regulatory experience and his technology background, he has built a first-to-market organization that has been recognized by the American Bar Association as well as other organizations as a cutting-edge innovator poised to improve access to the justice system for millions of Americans.

Paul Starkey - is well-regarded as a solution-oriented, creative, strategic, and diligent thought leader and business builder within the financial industry, fintech, trading/liquidity ecosystems, financial trading products, digital assets, and financial areas, with a passion for the intersection between technology and business. Among his many successes, he was an executive and played significant roles in Global Index Group Inc, Mergent Inc, Indxis Inc, and Synergy Software Solutions Ltd, to name a few. Many of these roles have led to industry-changing events in trading products, FinTech and TradeTech. He is currently on the advisory boards of several firms with business in Alternative Trading System (ATS), digital assets, Decentralized Finance (Defi), and Merchant Banking.

Clay Young – Marketing advisor and serial entrepreneur with a long history of launching very successful products. Mr. Young was the product manager responsible for launching several $1B/yr. product lines in Hewlett-Packard. As the head of product management at Extended Systems, he launched the growth products that enabled the company to go public and reach a $1B valuation. He was the founder of ProClarity Corp which sold to Microsoft after being one of the fastest-growing companies in the US. He has more recently founded several other ongoing companies using the same successful lean-startup methodology.

Ms. Cooper is a 7th-generation San Antonian with 30 years of accounting and customer service experience in various types of businesses in Texas. After spending several years managing a restaurant with more than 80 employees, she opted to turn her main focus to accounting and bookkeeping. She is comfortable working in any school of business, from restaurants to healthcare to legal to financial services. Her flexibility with handling multiple types of situations in different arenas makes her a valuable team member and a Jane-of-All-Trades. Ms. Cooper attended Baylor University, studying accounting and human resource management. Holding a Professional in Human Resource (PHR) certification from the HR Certificate Institute and certified in QuickBooks, she keeps herself up to date in all areas of interest by also being a Certified Pharmacy Technician and a Texas Master Gardener.

A 35-year veteran of the consumer lending space, Ms. Windler brings a wealth of knowledge and experience to the JFM portfolio. Most recently, Ms. Winder led a team of over 350 providing call center collection services to over 150 financial institutions nationally. In addition to the day-to-day responsibility of the organization, she managed the relationships with the client senior management teams as well as oversaw and ensured regulatory compliance in all 50 states and surrounding U.S. Territories. Ms. Windler began her career in the credit union space eventually working her way up to Senior Lending Manager and Senior Member of the Credit Committee and Business Loan Committee holding the highest level of lending authority all the while overseeing a portfolio of over $900 million. Ms. Windler served on the Board of Directors of the Alamo Area Consumer Education Program thru CCCS (Consumer Credit Counseling Services) for over 13 years and as their President and Vice-President from 2004-2006.

Heidi is a highly experienced legal counsel. Throughout her career, she has focused on working with private companies and their founders. She has represented emerging, high growth and startup companies in a wide range of transactions, including angel and venture capital financings, mergers and acquisitions, technology licensing, and other strategic business transactions. Heidi has a BA from Western Washington University and got her JD at the University of Oregon Law School.